Apex Claims Solutions

Damage to property can arise from many different perils, including natural disasters, theft, vandalism, fire, and other unforeseen events. For commercial clients, there may also be an interruption of business that can drastically increase the exposure. Time can be critical, and our experts are here to help reduce time frames and control indemnity. 

Food and beverage establishments are exposed to a unique set of liabilities. They must ensure guest safety while on their premises, and liabilities can arise from guest actions once they have left the location. Ensure you have the right adjusters investigating these losses when they occur.

This includes legal requests for compensation made by shippers or consignees when goods are damaged, lost, or delayed during transportation. These claims arise from various modes of transport, including shipping by sea, air, or land. Navigating the legal framework as to who has control and who is responsible is crucial. 

Wrap-Ups are typically used in large construction projects and developments. Wrap-Up Liability policies are intended to provide liability protection for all parties involved in a project, including the owner, general contractor, and subcontractors. These policies protect the project from third party liability during construction and the contractors from third party liability to the project post-construction. 

Contractor’s Equipment losses can arise from theft, vandalism, accidental damage, or natural disasters. It is important to critically review the type of equipment covered, what is scheduled, and who was in care, custody, and control. Our experts can help you navigate these specialty claims. 

Commercial General Liability policies respond to alleged or proven negligence against corporations. This may involve third party injury, third party property damage, or financial losses. Trust our experts to professionally investigate all allegations of negligence. 

Transportation losses occur whether a first party or a third party contact is responsible. It is important to understand who owns the equipment and who is responsible. Our experts will thoroughly investigate cause to ensure that opportunities for recovery are optimized and that the claims handling process is expedited to avoid any additional financial impact. 

These specialty claims involve buildings under construction, renovation, or repair. It protects against various risks that can occur during the construction process, such as damage to the structure, materials, and equipment. Complexities arise with time element exposures such as Soft Costs and Delay in Startup, which can greatly increase the exposure if not identified and controlled.